There is a tendency for most home owners to go in for cheap home insurance quotes so that they can save a great deal of money on their homeowner’s insurance policy. However, while it is true that cheap quotes can end up saving you money, it is also true that a cheap policy will not cover your home adequately and you may have to suffer if something happens to your home. It is thus necessary not to get swayed by cheap home insurance quotes, but read the policy carefully to know that it provides you with everything you are looking for in a home insurance policy. The main thing you should look out for is that the policy gives you the right amount of cover for your home. The ideal cover for a home is not its market value but rather the amount of money it would take to rebuild the house, if needed.